Retired Employees

Plan Year for Retirees is Calendar Year (January 1 - December 31)
Open Enrollment is November 1 - November 30

Instructions for Applying for Medicare

Who Do I Contact - Social Security or Medicare?

Who to Call With Your Questions

Please note:
This is Calendar Year (CY) 2024 information effective 7/1/2024, as the Town is transitioning to Blue Cross Blue Shield (BCBS) through the MA Interlocal Insurance Association (MIIA)

Plan Information:

• Medicare Plan Comparison Chart
• Calendar Year  Rate Sheet - January 1 - June 30, 2024
• Calendar Year Rate Sheet - July 1 - December 31, 2024 
• MIIA Town of Stow Plan Information
• MIIA Medicare Retiree Plan Presentation (3/19/2024)
  
  Medex 2 with Blue Medicare Rx PDP (Medicare Supplement Plan); Medicare is Primary Payer 80% with Medex 2 supplementing remaining 20%
• BCBS Medex 2 Retiree Plan Summary Document
• BCBS Medex 2 Retiree Enrollment Form
• BCBS Medicare Rx Prescription Drug Summary
• BCBS Blue Medicare Rx Prescription Drug Enrollment Form
  
  Medicare PPO (Medicare Advantage Plan); Medicare is not primary payer - check with providers to ensure they take this plan
• BCBS Medicare PPO Blue Summary Plan
• BCBS Medicare PPO Blue Enrollment Form